Saving vs. Not Spending

December 19, 2009 2 comments

While skimming my twitter this morning I found  a link that pointed me in the direction of a New York Times article in the Your Money section. This particular article really jolted a lot of speculatory thought  in my mind, I tried recalling what I had learned in Macroeconomics class this past spring. According to what I had learned, spending is good. However spending what you don’t have in the long run is bad, if you can’t pay it off that is. (common sense) But, you wanting to spend that money is good right? I mean, it boosts stock prices and estimations, more importantly we can take home a lovely new gadget or toy. So I wondered how much have people changed due to the economic conditions we now find ourselves in?

I personally haven’t changed my spending or saving habits but then again I don’t have a job (not that I haven’t tried)…I just go to college and pray the interest rate on my school loans don’t increase, along with other things. Any money I get goes to very small and simple pleasures, such as, going to a fast food chain to pick up some sort of food (if you can call it that) that has meat, since my school is vegetarian.

I’m thinking about applying for a credit card, but I’m extrememly hesitant on getting one till I have a means of paying it off. I think, in times like this it’s important to think long term, which has now inspired me to talk write about studying next… (music will have to wait)

Anyway take a look at the cheesy graphic I made, it has some basic points taken from, “Americans are Finally Saving. How did That Happen?” by Ron Lieber in the Your Money section of the New York Times. The link for the article is in the caption. Also, if you want, answer the questions I put together below, I’m curious to find out how you feel.

Image Source
Old TV:  http://thesocial.typepad.com/branding_and_advertising/brand-20/
New TV:  http://www.chinatraderonline.com

Advertisements

Writing Pains

December 18, 2009 3 comments

Ever since I learned to read, actually scratch that, ever since I knew of something called a book existed I’ve wanted to write a book. I would collect pieces of paper and fold them up like books and staple them in the middle so it would be like a mini binding. How I got the idea to do this I have no clue, all I know is that I still love writing (even though I’ve gotten considerably worse at it) and still haven’t published a thing. I like to refer to this anomoly as writing pains, kind of like growing pains. You know what you have to do, yet can’t do it for a billion or one reasons. Even though the story is in your head perfectly you still struggle to accurately represent it. I for one have seriously sat down and tried writing at least four times this year and still can’t do it, so hopefully this time I’ll do a little bit better and get past the first chapter.

So I figured I would put down some links to sites I personally thought were helpful in getting your mind in the direction of writing.  They are all made up of varying levels of difficulty, from  prose, poetry and links to help you make your dream a reality.

Book Suggestions (all can be found for under $10)

  • “Wreck This Journal: To Create Is to Destroy” by Keri Smith ISBN-13: 9780399533464
  • “The Elements of Style” by William Strunk, E.B. White, Charles Oswood (afterword) ISBN-13: 9780205309023
  • “Writing Magic: Creating Stories that Fly” by Gail Carson Levine ISBN-13: 9780060519605
  • “On Writing: A Memoir of Craft” by Stephen King ISBN-13: 9780743455961

Guides

Resources

For Fun

Read Online

Consider this medicine to ease your writing pains.

Feel free to comment about your writing experienes or lack thereof. Whatever’s on your mind, I’d love to hear it!